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Retirement Mortgages Simplified

Trusted by 1000s UK pensioners to find your best mortgage deal!

RIO & Lifetime mortgages for retirement borrowers

FREE mortgage review of the whole market

Save hours researching & access EXCLUSIVE deals

Source Equity Release Enquiry

Compare the market in one step

We are later life mortgage experts and have successfully completed many mortgages which were declined previously. Save time and stress with genuine experts. We are not a marketing website your information is secure & NOT sold to 3rd parties.

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By submitting this form you agree to be contacted by our regulated partner to confirm your details and provide a comparison and quotation based on additional questions about your circumstances. Any personal data provided through this form will be processed in accordance with our Privacy Notice.

Compare my equity release logo

Retirement Mortgages

Trusted by 1000s UK homeowners to find your best deal!

Access your quotes

We are later life mortgage experts and have successfully completed many mortgages which were declined previously. Save time and stress with genuine experts. We are not a marketing website your information is secure & NOT sold to 3rd parties.

By submitting this form you agree to be contacted by our regulated partner to confirm your details and provide a comparison and quotation based on additional questions about your circumstances. Any personal data provided through this form will be processed in accordance with our Privacy Notice.

  1. Access market-leading retirement mortgage rates & schemes
  2. Detailed illustrations and interest calculations provided without any obligation by a qualified, expert adviser. 
  3. We don’t sell your information to third parties for your peace of mind. 
"Excellent service and we saved money"
"Excellent service and we saved money"
Mr and Mrs Atkinson, Kent
Can you gift an early inheritance using equity release

Ready to Compare the Best Mortgage Rates?

Tired of searching the internet for the best deal?
Confused by all the different options available?

Let Compare My Equity do all the hardwork for you. We have access to the best rates on the market. One of our experienced advisers will listen to your individual circumstances and find you the best deal

"Superb in sourcing and arranging my lifetime mortgage"
Mr Holloway, Leeds
"Superb in sourcing and arranging my lifetime mortgage"
Mr Holloway, Leeds
Equity release to pay off your mortgage

Releasing Equity from Your Home

It’s important to compare equity release interest rate market and schemes with an expert. 

We help you find the best equity release plan and we have access to all providers to secure your best deal.

Modern equity release plans are flexible and secure. Repayments on equity release mortgages are voluntary, therefore you have guaranteed home ownership for life. You can continue to enjoy your home in the years to come, whether you choose to make payments or not. 

You retain full home ownership & security for life. Request your quotes today.  

Can you gift an early inheritance using equity release

Can I get a mortgage at 60?

Obtaining mortgages over age 60 is not as complex as most people believe.

In fact, getting a mortgage for the over 60s is straightforward with Compare My Equity, as we search the whole market for your best deal with Later Life Finance, the expert broker for Later Life mortgages.

High street banks including Santander, Barclays and Halifax do not offer lifetime mortgage solutions for people in their 60s and 70s. 

Interest Rates on the mortgages are mainly on a fixed basis, and many lenders offer fixed interest rates for life.

The mortgages can be used to gift an early inheritance, for home improvements or to supplement income into the retirement years.

The money is tax-free making it an efficient method of raising funds.  We search the entire marketplace and provide you with detailed quotes and guides to enable you to make the right decision.

Retirement Mortgages​ FAQs

Mortgages for the over 60s and 70s are available, yes. The high street lenders such as Santander, Barclays and Nationwide are not offering lifetime mortgages with voluntary repayment options. Interest only mortgages ending and a lack of options from the banks are increasing demand for mortgages for over 60s and 70s. 

Lifetime mortgages are a solution for people over 60 and 70 looking for a remortgage solution to raise money from your home to release equity to enjoy your retirement in financial security. 

Mortgages for the over 60s and 70s are available, yes. The high street lenders such as Santander, Barclays and Nationwide are not offering lifetime mortgages with voluntary repayment options. Interest only mortgages ending and a lack of options from the banks are increasing demand for mortgages for over 60s and 70s. 

Lifetime mortgages are a solution for people over 60 and 70 looking for a remortgage solution to raise money from your home to release equity to enjoy your retirement in financial security. 

Equity Release is simply a term for raising equity. An equity release lifetime mortgage is the most common method of safely accessing this equity from your home, tax-free.

All lifetime mortgage UK lenders are all fully regulated by the financial conduct authority (FCA).

Your lifetime mortgage quotes will only be from Equity Release Council Plans for your added peace of mind. The council are the industry trade body who provide several codes of conduct for your added security, including the essential guarantee you will never enter into negative equity. 

This depends on your requirements. Obtaining expert advice is important for people requiring a mortgage over 60. A lifetime mortgage can offer long term security in your home. Request a call back and also Calculate your available equity here 

This depends on your requirements. Obtaining expert advice is important for people requiring a mortgage over 70. A lifetime mortgage can offer long term security in your home. Request a call back and also Calculate your available equity here 

 

This depends on your requirements. Obtaining expert advice is important for people requiring a mortgage over 80. A lifetime mortgage can offer long term security in your home. Request a call back and also Calculate your available equity here 

Equity release to pay off your mortgage

Releasing Equity from Your Home

It’s important to compare equity release interest rate market and schemes with an expert. 

We help you find the best equity release plan and we have access to all providers to secure your best deal.

Modern equity release plans are flexible and secure. Repayments on equity release mortgages are voluntary, therefore you have guaranteed home ownership for life. You can continue to enjoy your home in the years to come, whether you choose to make payments or not. 

You retain full home ownership & security for life. Request your quotes today.