How Much Equity Release Can I Have?

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A common question is how much equity release can I have from my home? 

We can help you with this.

Compare My Equity puts you directly in touch with a qualified expert who will explain how much equity you can borrow from your home, with no obligation. We take the hassle out of the process by cutting out the call centres. You speak with a qualifed adviser, who will speak ‘plain English’ and tell you what you need to know, without any hassle. Straightforward information, guaranteed.

Request your quotes & start enjoying the benefits of your tax-free cash!


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How Much Equity Release Can I Borrow

Compare My Equity help you identify your best plans based on your specific circumstances and your expert adviser can calculate how much equity release you can borrow for you and find the most competitive fixed interest rate for your requirements. 

Equity Release enables the over 55’s to safely access the money tied up in your home, known as the Equity. This wealth has gradually built-up as house prices have increased over the past few decades, making your home a financial asset.

Many people ask us how much interest do i pay on equity release? We provide an independent equity release comparison service to compare all your equity release options. We compare equity release providers, interest rates and schemes and provide detailed equity interest calculations and advice service. 

Whether you wish to extend your mortgage term or raise cash to help you live the retirement you deserve, these plans provide a greater range of options then traditional mortgages. The Compare My Equity experts will help you understand all your options and can even arrange the plans for you. 

Importantly, since this equity can be taken out tax-free, the mortgages provide an attractive & economical method of raising cash to enjoy and enhance your quality of life with a cash injection using a lifetime mortgage.

How Much Equity Can I Release From My Home

It’s important to compare the equity release interest rate market and schemes with an expert to find all your options. 

We explain how much equity you can release from your home and have access to all providers to secure your best interest rates. 

We will calculate your repayments based on the amount released using our own equity release calculator for accuracy. 

Modern equity release plans are flexible and secure. Repayments on equity release mortgages are voluntary, therefore you have guaranteed home ownership for life. You can continue to enjoy your home in the years to come, whether you choose to make payments or not. 

You retain full home ownership & security for life. 

How Much Can I Borrow From A Lifetime Mortgage

Compare lifetime mortgage interest rates and boost your overall finances 

We can explain how much you can borrow with a lifetime mortgage and explain your options

We explain how much equity release and lifetime mortgages will raise you 

You can borrow tax-free cash with lifetime mortgages    

Remortgage Your House For Equity Release

What’s the difference between Equity Release & Lifetime Mortgages?

Equity Release is simply a term for raising equity. An equity release lifetime mortgage is the most common method of safely accessing this equity from your home, tax-free.

We use lifetime mortgage interest calculators and provide detailed interest projections including house price forecasts to help you understand the effect interest will have on your equity. 

An expert adviser will indentify your best equity release deals

Are lifetime mortgages safe?

All lifetime mortgage UK lenders are all fully regulated by the financial conduct authority (FCA).

Your lifetime mortgage quotes will only be from Equity Release Council Plans for your added peace of mind. The council are the industry trade body who provide several codes of conduct for your added security, including the essential guarantee you will never enter into negative equity. 

Can I make repayments with equity release & how is the interest calculated?

Usually you can repay up to 10% of the amount borrowed within any 12 month period. This is on a flexible basis and completely voluntary. 

Many lenders calculate the interest daily and add it either monthly or annually. 

We provide interest rate calculations to show you how making repayments back will help preserve your equity for the future. This shows how the accrued interest will look if you don’t make any payments and the benefits of repaying the interest. 

Our interest repayments calculators detail how the interest will be charged and the effect of making lifetime mortgage interest repayments back to your plan to help you with your own calculations. 

How do I find the most suitable option for me?

Understanding your options and suitability is important to making the best decision for you.

We can put you in touch with an expert who will review and assist with this process to compare equity release schemes and interest rates for you. We compare the entire equity release market to find your best solution.  

The specialist broker we put you in touch with operate a zero-pressure policy, and will answer all your questions to ensure you are fully informed with no commitment.

How do i remortgage my house for equity release?

Equity release remortgages can be arranged by your adviser. Interest rates vary depending on your age, your property value and the required amount of money you borrow. Your adviser can provide a detailed quotation. 

The most common form of raising equity is a lifetime mortgage where you maintain 100% full home ownership for the rest of your life, or joint lives where applicable.

Importantly, you can still move home if you wish and repay or move the mortgage with you. 

Can I remortgage my equity for early Inheritance or for tax-planning?

An equity release lifetime remortgage can be used for estate planning purposes. When you request your quotes, we will put you in touch with an expert adviser to discuss this in more detail.

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